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Never Pawned Before?

Our Maui pawn shop has been in business for 44 years, longer than any other pawn shop on the island. We didn’t get to be Maui’s biggest and oldest and most-trusted pawn lender by making life complicated. Read our FAQ or come into our store to get started.

Frequently Asked Questions

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Pawn Loans

Special MLA Pawn Loan Rates

What are the rates?

MLA pawn loans are inclusive of all fees and finance charges. Kamaaina Loan now offers a discounted interest rate of 35% APR on these pawn loans.

There is never a pre-payment penalty at Kamaaina Loan.

Kamaaina Loan also offers other lending products. Visit our store to ask about personally customized loans.

Example Loan Rates

Kamaaina Loan would offer a short-term $500 loan with a maximum 100-day term. The loan can be repaid at any time:

  • If the loan is repaid in 50 days, the interest due would be $23.97 for a total repayment of $523.97.
  • If the loan is repaid in 75 days, the interest due would be $35.96 for a total repayment of $535.96.
  • If the loan is repaid in 100 days, the interest due would be $47.95 for a total repayment amount of $547.95.